Referral Process
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How do I make an appointment with a specialist? Do I need a referral?
If you have a PPO insurance plan, you don't need a referral to a specialist
	 for an initial consult. You may need referrals for tests and procedures,
	 depending on your health plan. You can visit any doctor in or out of your
	 network, though copays for out-network doctors are generally higher. If
	 you have an HMO insurance plan, you will need to get a referral from your
	 primary care physician (PCP) before seeing a specialist, otherwise your
	 insurance may not pay for the visit. Your PCP can provide you with a referral.
How long should it take for my referral to get processed?
Processing times may vary based on the urgency of the treatment. However,
	 for routine treatments we typically target a turnaround of 5 business
	 days for HMO referrals. Procedures and tests that require referrals for
	 PPO patients may take up to 14 business days for processing.
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